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would go on a cash basis and give them the further benefit of our cash purchases.
They were really quite decent. Our greengrocer, a wise old chap, put it in a way that helped to bring around the rest. "If you pay for all you buy and then pay some on what you owe, that is better than you have done, for ye ain't paid down the account none in three years." Finally I secured all their names to an agreement binding them not to molest us as long as the twenty percent of income was paid regularly. Then we began scheming on how to live upon seventy percent. We were determined to keep that extra ten percent to jingle. The thought of silver and possibly gold was most alluring.
It was like having an adventure to make the change. We enjoyed figuring this way and that, to live comfortably upon that remaining seventy percent. We started with rent and managed to secure a fair reduction. Next we put our favorite brands of tea and such under suspicion and were agreeably surprised how often we could purchase superior qualities at less cost.
It is too long a story for a letter but anyhow it did not prove difficult. We managed and right cheerfully at that. What a relief it proved to have our affairs in such a shape we were no longer persecuted by past due accounts. I must not neglect, however, to tell you about that extra ten percent we were supposed to jingle. Well, we did jingle it for some time. Now don't laugh too soon. You see, that is the sporty part. It is the real fun, to start accumulating money that you do not want to spend.
There is more pleasure in running up such a surplus than there could be in spending it.
After we had jingled to our hearts' content, we found a more profitable use for it. We took up an investment upon which we could pay that ten percent each month. This is proving to be the most satisfying part of our regeneration. It is the first thing we pay out of my check.
There is a most gratifying sense of security to know our investment is growing steadily. By the time my teaching days are over it should be a snug sum, large enough so the income will take care of us from then on.
