ease and brings cares. It promises pleasures and pays with pain. It promises influence and returns envy and jealousy. It promises happiness and gives sorrow. It promises permanence and then flies away.

Money saved as "an opportunity fund" brings an increase of good. It is good to have some money on hand for good uses, such as hospitality, education, for developing industries that will contribute to the good of numbers of people, for the furtherance of spiritual work, for helping others to build useful and constructive lives, and for many other purposes and activities. In such conservation of money one should keep ever in mind the necessity of a constructive motive back of the action.

Money accumulated for a definite and definitely constructive purpose is quite a different thing from money hoarded with the fearful thought of a "rainy day" or a prolonged season of lack and suffering. Money saved for a "rainy day" is always used for just that, for fear attracts that which is feared unfailingly.

Do not expect or prepare for adversity of any kind. To do so is not only to invite it but to show a doubt of God and all His promises. Money hoarded from fear as a motive or with any miserly thought in mind cannot possibly bring any blessing. When one finds freedom